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If insurance does not cover all of the costs related to your bone marrow or cord blood transplant, financial assistance resources may be available to you.

Applying for financial aid programs may include many steps. Your transplant center social worker will help you find financial aid that is available through Be The Match® and other organizations, and help you complete the applications.

Be The Match financial aid programs

Be The Match financial assistance is available for patients who are searching for a donor on the Be The Match Registry®, or who have had a bone marrow or cord blood transplant with a donor from the registry.  Financial assistance from these programs can help you pay for the cost of a donor search and for some post-transplant expenses. Talk with your transplant center financial coordinator to see if you are eligible for these programs.  

*Funds for financial aid programs are available through the generous contributions to Be The Match.

Transplant costs worksheet can help you calculate the transplant costs not covered by insurance.
Search Assistance Funds

Search Assistance Funds can help pay the costs not covered by insurance for searching Be The Match Registry of unrelated adult donors and cord blood units. If you are eligible, Be The Match will notify the transplant center. This allows your donor search process to begin as quickly as possible.

To be eligible:

  • You are searching for an unrelated donor or cord blood unit from the Be The Match Registry.
  • Your transplant center has determined you do not have enough insurance coverage to cover the donor search costs.
  • You must be a U.S. resident.

     "Many costs were not covered by our insurance. Through fundraising, we were able to afford the extra expenses we couldn't foresee - and it was much easier than expected. With my friends' energy and help, we raised more than we had ever dreamed possible."

    —Nick, transplant recipient

    Transplant Support Assistance Funds

    Transplant Support Assistance Funds help pay for some costs during the first 12 months after transplant that are not covered by your insurance. These funds can be helpful with costs related to:

    • Temporary housing, if you and your family or caregiver need to relocate for the transplant.
    • Food for you and your family or caregiver.
    • Parking and gas for ground transportation.
    • Co-pays for prescriptions and clinic visits.

    To be eligible:

    • You have had a transplant using an unrelated donor or cord blood unit from the Be The Match Registry.
    • You must be within the first 12 months of your transplant.
    • You meet financial eligibility criteria.
    • You must be a U.S. resident.
    Explore BMT Logo

    ExploreBMT is a resource to connect you and your family with financial support and information from organizations you can trust.

    Other financial aid programs

    There are several more financial aid programs available to help you with your transplant costs. Ask your transplant center social worker to help you identify and apply for programs that you may be eligible for, including Be The Match financial aid programs.


    Even if you have coverage for transplant, fundraising is a good path to take to assist with costs not covered by insurance, such as prescriptions and temporary housing. It is also a great way for your family and friends to be involved with your care. 

    Asking for help is perfectly okay, and you may find that many of your loved ones will step forward to support your fundraising campaign. If you do decide to raise funds, it is best to do it before your transplant, as the money raised will help you budget for your medical expenses. Mapping the Maze: Raising money to pay for transplant can help you learn more about fundraising.

    These organizations can help you plan your fundraising campaign:

    The Bone Marrow Foundation

    Children’s Organ Transplant Association (COTA)


    National Foundation for Transplants

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